CTP Insurance NT
CTP from the TIO
The Territory Insurance Office (TIO) provides compulsory third party (CTP) insurance in the Northern Territory. TIO is a division of Allianz Australia. While the NT government sold the publicly-owned TIO to Allianz in 2014, the government is still the owner of the MAC scheme. The Motor Accidents Compensation (MAC) scheme is a no-fault compulsory third party (CTP) scheme.
CTP insurance in the NT covers people injured or killed in road accident, including drivers, passengers, motorcyclists, pedestrians and cyclists. NT CTP is a no-fault scheme, which means you do not have to prove fault to make a claim. But a driver affected by alcohol or drugs, unlicensed, or involved in reckless conduct may get less compensation.
All motorists registered in the NT pay for the MAC scheme as part of their registration fee.
You cannot choose an insurer in the NT because only the TIO provides CTP insurance.
Contact TIO for questions about the NT CTP scheme and information about making a claim. Enquiries are online and by email or phone.
Insurer: Territory Insurance Office (TIO)
Phone: 131 846
Mon-Fri 8am to 6pm
Sat 9am to 12pm
Write: GPO Box 770, Darwin NT 0801