CTP Insurers Qld

CTP providers Qld

Three CTP insurers are licensed by the Queensland government agency, Motor Accident Insurance Commission (MAIC). Qld CTP providers set their own premiums each quarter within upper and lower limits set by the MAIC. Below are contact details for each CTP insurer in Qld, including phone, hours, email and any CTP extras:

Note, RACQ Insurance is included only for current policyholders. It stopped offering CTP in Qld on 1 October 2023.


Phone 13 10 00

8am to 9pm Mon-Fri

8am to 5pm Sat-Sun

Quote/purchase online allianz.com.au
Email allianzctp_helpline@allianz.com.au
In person
CTP extras in Qld
Allianz stopped offering At-Fault Driver Protection from 1 July 2023.


Phone 133 723

8am to 5pm Mon-Fri

8am to 1.30pm Sat

Quote/purchase online qbe.com.au
Email qldctp@qbe.com
In person Level 13, 145 Ann Street, Brisbane QLD 4000
CTP extras in Qld

QBE stopped offering DriverProtect from 25 October 2023.

$25 or $50 gift card for qualifying new customers.

Suncorp Insurance

Phone 13 11 60
Hours 8am to 6pm Mon-Fri
Quote/purchase online suncorp.com.au/insurance/ctp.html
Email ctpbiz@suncorp.com.au
In person Locations
CTP extras in Qld Suncorp stopped offering Driver Protection Cover on 2 August 2023.

RACQ Insurance (for current policyholders only)

Phone 13 1905
Hours 24/7
Quote/purchase online racq.com.au
Email ctpclaims@racq.com.au
In person Find a branch
CTP extras in Qld None

Did you know you can check the name of your current CTP provider on your vehicle registration notice? Remember, if you want to switch to a new CTP insurer, do this before renewing your registration. Otherwise, your previous insurer will provide CTP cover until the next renewal.

It is simple to go online to change insurer.

No CTP extras in Qld

Under the Qld CTP scheme, drivers at fault may not get as many benefits as other drivers. Insurers in Qld no longer offer a free extra benefit on top of CTP. This was known generally as At-Fault Driver Cover:

  • QBE stopping offering DriverProtect from 25 August 2023
  • Suncorp Insurance no longer offers Driver Protection Cover since 2 August 2023
  • Allianz stopped offering At Fault Driver Protection from 1 July 2023.

Drivers who have a serious accident are now referred to the National Injury Insurance Scheme.

What would you like to do?

1. Who offers CTP insurance in Qld?

Three insurers offer CTP insurance in Qld. They are Allianz, QBE and Suncorp Insurance. Each insurer offers exactly the same CTP coverage. Insurers no longer offer extra coverage on top of CTP for drivers who are at fault in a road accident.

2. Does it matter who I choose for CTP?

No, it does not matter who you choose for CTP. Each insurer must by law offer the same CTP coverage for the same price. If you use the premium calculator, you will see Reasons to select each insurer. You may also consider:

  • Any existing relationship with an insurer
  • Convenience of contacting or paying the insurer.

3. Does Suncorp comprehensive include CTP?

No, comprehensive insurance in Australia does not include CTP. Comprehensive insurance is to cover damage to property only and CTP is to cover people who are injured in a road accident involving your vehicle.