Compare CTP Insurance South Australia
Compare CTP insurers in SA
After 1 July 2019, the CTP scheme in South Australia is open to the market. This means vehicle owners will be able to choose a CTP insurer. For 3 years before that, the government fixed premium prices and allocated each vehicle owner one of four insurers. From July 2019 you can compare CTP insurers in SA:
Choose a CTP insurer
To help you choose a CTP insurer, the CTP Regulator provides customer service ratings on each insurer. These are based on customer surveys of their handling of claims during the previous 6 months.
While insurers set their own premiums, the regulator has set a minimum and maximum allowable premium.
Insurers will now be allowed to offer incentives, such as reward programs, loyalty schemes or gift cards. Some of them might choose to bundle CTP insurance with, for example, household or comprehensive vehicle insurance. The purpose of this is to help cut a household’s total insurance bill.
Under the scheme, all four approved insurers provide the same CTP insurance coverage. If you are injured in a road accident involving your vehicle, you can claim the same available compensation whoever your insurer.
Note, if you buy a new car from a dealer after 1 July 2019, the scheme randomly allocates an insurer to prevent kickback commissions. If you are in this situation, you can choose a CTP insurer after 3 months.