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Crashes, theft and fraud

car accidents crash

Did you know 9 of Australia’s 10 worst crash corridors are in Melbourne? Vehicle thefts are so common that the claims bill is higher than all other states combined.  Meanwhile, nose-to-tail collisions are the most common crash type for fraud. And men and over 65s make the most claims. Read more

No change to Qld CTP scheme

Brisbane drivers CTP scheme

In June 2023, we wrote about that the Qld government had begun a review of the CTP scheme to see if it was still fit for purpose. This process has taken more than 3 years. The result is there will be no change to the Qld CTP scheme.

What were the proposed changes to the CTP scheme?

As we wrote, there were 3 main options:

  • Scenario 1: Keep it the same
  • Scenario 2: Change the design of the scheme through premium equalisation, random allocation of insurers, multiple licences, and/or insurer ratings.
  • Scenario 3: Transition to public underwriting (no private insurers).

People were encouraged to have their say on the ongoing costs of the scheme, what the motorist pays, and how much competition there is on price.

There were 19 submissions to the review from stakeholder groups and the wider community.

What was the result of the CTP review?

The result was scenario 1: keep it the same.

The Motor Accident Insurance Commission noted the Qld CTP scheme is performing well:

  • Most Queensland motorists pay the lowest CTP premiums in mainland Australia
  • Since October 2025 multipled vehicle classes pay competitive premiums for the first time in over a decade.

Research has found Qld motorists value affordability more than any other factor.

What are CTP premiums in Qld?

As at 1 November 2026, Qld CTP premiums are:

  • QBE – $411.80
  • Allianz – $424.80
  • Suncorp – $427.80

 

Not much road safety in SA

death rate on regional roads

Nearly 90 people have died on the roads in South Australia, a 19% increase on 2025. The death rate per capita of 5.6 is well over the national average of 4.8. It’s a worrying trend, as it misses all Road Safety Strategy targets. Read more

New Road Safety Action Plan

road safety action plan

The latest Road Safety Action Plan is designed to halve deaths and reduce serious injuries on the roads. It focuses on safer road users, safer vehicles and safer roads. But it doesn’t have anything to say about distraction from mobile phones or touchscreens, which may cause two thirds of crashes. Read more

Big fines for using your mobile phone or speeding

mobile phone offences fines

New mobile phone detection cameras went live in Adelaide on 19 September 2024. In the first week, over 2,500 fines were issued to people using their mobile phones while driving. They will fork out $1.67 million in fines and get 3 demerit points. Read more

Men are dying on Qld roads

Mobile speed cameras men dying on qld roads

More than three quarters of all deaths on Queensland roads are men. Men on motorcycles make up 29% of the road toll and only 4% of registered vehicles. The AAA has repeatedly asked state governments to share their road safety data before they can receive federal funding but only Queensland has agreed so far. Read more

Why your road tolls could fall

road tolls

At last, we may see reform of Sydney’s pricey and inconsistent road tolls. Results of the Independent Toll Review were released in mid-July 2024. We look at its main recommendations and explain why your road tolls could fall. Read more

Brisbane is the most congested city

Commuters in Brisbane may be unsurprised to learn it’s the most congested city in Australia. Not only that, it’s the 12th most congested city in the world. It even beats Rome, Bangkok and Washington. Read more

New emissions-based registration for the ACT

Every ACT motorist can expect a new way of calculating vehicle registration from July 2024. Fees will be based on emissions from their vehicle, rather than weight. Meanwhile, more people with concession cards can qualify for free vehicle registration. Read more

Review of the MAI scheme

catastrophic

Since February 2020, Canberrans have had a new, no-fault system of CTP called Motor Accident Injury (MAI) insurance. The MAI scheme must be reviewed every 3 years to see if it is working as it should. In fact, the scheme has become more competitive and MAI premiums have fallen. Read more