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CTP premiums are the most affordable on the mainland. The exit of RACQ didn’t affect premiums but caused the remaining three insurers to take up market share. Here is a snapshot of CTP in Queensland. Read more

Changes to the Qld CTP scheme have occurred in the middle of a government review. RACQ withdrew from the CTP scheme on 1 October 2023 and during August 2023, Suncorp and QBE ceased to offer extra cover for at-fault drivers. Learn more about Qld CTP premiums during 2022-23. Read more

RACQ has announced its intention to withdraw from the Queensland CTP scheme. It is one of the four CTP insurers in Qld and has a 20-year record of providing CTP. Some 1.2 million motorists choose RACQ, which is a 26% share of the CTP market. Read more

Queensland last reviewed its CTP scheme in 2016. This state currently enjoys the most affordable CTP premiums on the mainland. In March 2023, the Motor Accident Insurance Commission (MAIC) released a discussion paper about how to improve the state’s CTP scheme. Read more

On 1 February 2021, the Motor Accident Injuries Commission (MAIC) in Queensland introduced its first Claims Management Standard. It wants to make the CTP claims process more consistent, transparent and fairer. At the same time, data from MAIC quarterly insights reports will show Qld motorists how well the four insurers perform against this standard. Read more

Queensland’s compulsory third party (CTP) scheme was introduced in 1936. Since then, there have been four big changes, including last year’s criminalisation of claim farming. However, many people do not understand how it works. RACQ launched ReThink CTP in 2019 and in 2020 funded a citizens jury to make recommendations to improve the scheme. Read more

Car owners in Queensland have the most affordable compulsory third party (CTP) insurance scheme in Australia. According to the MAIC CTP Scheme Insights Report, premiums averaged across the year dropped from $356 during 2017 to $347 during 2019. Meanwhile, insurer profits are also starting to fall. Read more

Most Queenslanders don’t know what compulsory third party (or motor injury) insurance really covers. At least half wrongly think it covers damage to their vehicles in an accident. The RACQ’s ReThink CTP campaign is designed to help people understand CTP. It will also set up the first citizens jury in Qld, to change and improve how CTP works. Read more

Nearly a thousand taxi owners in Queensland are suing their government alleging Uber shrunk the value of their taxi rights. The combined loss of licence value across the state is estimated to be $1.5 billion. Taxi Council Queensland says it did not join the case because of poor prospects of success. Read more

Since 3 October 2017, owners of rideshare vehicles in Queensland can apply for a new class of compulsory third party insurance (CTP). Class 26 is the new class for “booked hire”. It applies to Qld registered vehicles that are used for rideshare or ride-booking services, such as Uber or GoCatch. Read more